Enrollment and Training Opportunities for Pharmacy Careers

Pharmacy career preparation can be pursued through various schools, colleges, and degree programs. Students can make sure that the education they will receive will be of quality to help them succeed by enrolling in an accredited program. Enrollment and training opportunities for pharmacy careers are available to those who wish to enter into this field. Training will cover various topics of study to allow students to receive the skills and knowledge that is necessary to enter into the workforce. Students can start by selecting a path that fits their individual goals.*Pharmacy CertificationThose who are looking to become a pharmacy technician may need to obtain certification depending on the state requirements. This can be done by passing the certification exam provided by the Pharmacy Technician Certification Board. Obtaining certification will benefit those who choose to become pharmacy assistants. Courses covered on the exam may include:
Terminology
Law and Ethics
Pharmaceutical techniques
Calculations
…and more. Entrance into the workforce with certification will better prepare the students for the career they desire and deserve. Obtaining certification will help prepare the students for a career assisting pharmacy professions with various tasks. Students will be able to work in hospitals, grocery stores, drug stores, and other agencies and businesses. Students can begin the path to an exciting career in this field by finding an accredited program and enrolling today.*PharmacyThere are several areas of the pharmacy field that students can choose to enter into. Training can also be completed at various levels depending on the desired career. Accredited schools and colleges can provide pharmacy training for those looking to become professional pharmacists, pharmacy technicians, pharmaceutical researcher, and much more. Training can be completed at the certificate, associate, bachelor, master, and doctoral degree levels. The length of the degree or certificate program will vary, and can last anywhere from six months to eight years. Studies can include training in communication, medical terminology, payment collection, and mathematics. Students can learn behavioral sciences, human anatomy, biology, and other subjects related to pharmaceuticals. Once an accredited education is obtained, students can enter the workforce and seek the employment and career they dream of working in department stores, pharmacies, hospitals, and more. Fully accredited pharmacy schools and colleges can offer students the preparation that is needed for them to seek employment and begin a successful career.Full accreditation is provided by various agencies such as the Accreditation Council for Pharmacy Education ( http://www.acpe-accredit.org/ ) to pharmacy schools and colleges that offer their students the quality educational training that is needed to seek employment. Students can make sure that they receive the best education possible by finding a fully accredited school or college to enroll in. By researching various higher education learning facilities, students can gain a better understanding of the options available and request more information. This will help them to select the program that fits their individual needs, desires, and goals to pursue the career they dream of.DISCLAIMER: Above is a GENERIC OUTLINE and may or may not depict precise methods, courses and/or focuses related to ANY ONE specific school(s) that may or may not be advertised at PETAP.org.Copyright 2010 – All rights reserved by PETAP.org.

Home Equity Loan Tips – Useful Finance Advice

If you own your home it is likely to be your greatest single asset. Before putting that valuable asset on the line in exchange for a loan, think carefully and do your research on where the loan is coming from, and at what cost. By agreeing to a loan that’s based on the equity you have in your home, you may be putting your most valuable asset at risk. “If you are depending on a home equity loan that is suddenly taken away, it could cause you to lose your home,” said Cindy Marcus, RE/MAX Santa Barbara, CA.A third or less of home-equity borrowing is used for anything that could be considered an investment, such as home improvements or education. The rest goes for debt consolidation, vacations or purchases of assets that quickly depreciate, such as cars. According to Eric Tyson, a personal finance counselor and author of several real estate “Dummies” guides, urges homeowners to keep in mind that their home equity should not be thought of as collateral for frivolous expenditures.If you’re thinking of literally betting your house with a home-equity loan or line of credit, you should clearly understand how these loans work, when to use them and how to get the best deals.There are two types of home equity lending- 1) loans and 2) lines of credit. By definition, a home equity loan is a type of loan in which the borrower uses the equity in his home as collateral.1) Closed-end home equity loans, where the borrower receives a lump sum at the time of the closing and cannot borrow further. The maximum amount of money that can be borrowed is determined by various variables, including credit history, income, and the appraised value of the collateral, among others. It is common to be able to borrow up to 100% of the appraised value of the home, less any liens, although there are lenders that will go above 100% when doing over-equity loans.2) An open-end home equity loan or line of credit (HELOC) is more like a credit card, meaning that it is a revolving credit loan where the borrower can choose when and how often to borrow against the equity in the property. Like the closed end loan, it may be possible to borrow up to 100% of the value of a home, less any liens. These lines of credit are available up to 30 years and have variable interest rates that are typically tied to the prime rate, which is currently at 8.00. The minimum monthly payment can be as low as only the interest that is due. Unlike credit cards, however, home-equity lines of credit usually aren’t indefinite. For the first 10 years or so, you can draw as much as you want from your credit limit, and you only need to pay the interest charges. In the next stage, however, the “draw” period ends and whatever debt you have left is “amortized,” which means you need to start paying principal and interest to retire your debt.It is very important to know which kind of loan to use and when. A home-equity loan is generally the best choice when you know exactly how much your purchase is likely to cost and you need several years to pay it off. You also might consider a loan, rather than a line of credit, when you want to lock in a low interest rate in a rising-rate environment.A line of credit may be a better option for shorter-term borrowing, or when you want to be able to tap your home equity to cover emergencies.In the end, however, consider the risk you are taking by putting your home on the line. You should try to keep a cushion of at least 20% equity in your home. If your combined mortgage and home-equity borrowing exceeds that amount, you’ll pay higher interest rates. You’re also cutting yourself off from an important source of funds in an emergency.

Business Intelligence, The Key To Company Success

Business Intelligence (BI) is the ability to transform data into information and information into knowledge, so as to optimize the business decision-making process. A set of strategies and tools focused on knowledge creation and management through the analysis of existing data from an organization or business.From the point of view of information technology, we can say that BI is a set of methodologies, applications and technologies that allow a business to the group and transform the data obtained from structured information systems to do analysis and information generation and improving the process decision-making of the business. It covers both current understanding of the functioning of the business as well as an anticipation of future events, in order to provide a body of knowledge to support business decisions.Referring to business intelligence, we can differentiate the concepts of data, information and knowledge. Data is something that is vague, for example, the number 10, while the information is more accurate, such as April sales were 10. Finally, knowledge is obtained by analyzing the information.Data are the minimum semantic unit and are the primary elements of information. These alone are irrelevant to the decision-making process. A phone number or a name of a person are examples of data.The data can come from external or internal company sources, can be objective or subjective, qualitative or quantitative.Moreover, the information can be defined as a set of processed data, which are relevant and have a purpose and context. The information is useful for decision-making, as it allows reducing uncertainty. The data is transformed into information to add value.The information is capable of changing the way the receiver perceives something, impacting on their value judgments and behaviors.Information = Data + Context (value added) + Utility (reduce uncertainty)Knowledge can be defined as a mixture of experience, values, information and know-how, that form a framework to incorporate new experiences. The knowledge derived from the information and information from data. In order that information becomes knowledge is necessary to perform actions such as:· Comparison with other elements.· Prediction of consequences.· Searching for connections.· Talk with other carriers of information.By gaining knowledge of the business once the information is captured from all areas in the business, you can set strategies and define what are the strengths and weaknesses of the business.Business Intelligence is the broader concept of the use of intelligence in organizations. This has emerged from the contributions of the various areas of information such as market intelligence, competitive intelligence and business intelligence.Market Intelligence corresponds to the strategic management discipline within companies that allow a more deeply know of the market and the company’s performance within it, through a constant flow of information.Competitive Intelligence is defined as the process of collecting and analyzing information on the activities of competitors, so as to support the achievement of the goals of the business. Through a continuous flow of information, allows a business to know what the competitors are doing in the commercial, financial, and organizational aspects.Finally, Business Intelligence refers to the set of tools to extract business experience. A set of systems to delineate dynamic customer base, such as sales trends, niche value, customer churn, profitability segments.Intelligence tools are based on the use of information systems that bring together data from production processes, information relating to the business and economic data.Using the techniques to extract, transform and load (ETL), data extracts from different sources, are purified and prepared for a load them into a data repository.This toolkit has the following features:• Access to information. The data are the primary source of this process. Systems have to ensure user access to data regardless of the source of these.• Support the decision making process. Beyond the presentation of information, users need access to analysis tools, and select the data that interest them.• Orientation to the end user. Independent expertise of users, these systems, must provide facilities that allow users to use these tools.Business intelligence acts as a strategic factor for a business to build competitive advantage, by providing privileged information to respond to business problems: entering new markets, product promotions or offers, eliminating islands of information, control finances, cost optimization, production planning, customer profiling analysis, profitability of a particular product.The main business intelligence products that exist in the market are:• Balanced Scorecards (BSC) are tools to establish and monitor the objectives of the business and its different areas or units.• Systems Decision Support (DSS) corresponds to interactive information systems that help companies make decisions, using data and models to solve unstructured or semi-structured decision. Supports decision making by generating a systematic evaluation of different alternatives or scenarios for decision.• Executive Information Systems (EIS), are systems that provide top executives easy access to internal and external information that is relevant to their critical success factors. The Executive Information Systems support the decision making process of senior executives of an organization, presenting relevant information and using visual aids and easy to interpret, in order to keep them informed.In reference to the origin of the data, existing components are: Datamart and Datawarehouse.A Datamart is a departmental database, especially in storing the data that is specific to the business area. It is characterized by having an optimal data structure, to analyze information from all perspectives that affect the department.Moreover, a data warehouse is a corporate database, characterized by integrating and debug information from one or more sources in order to allow analysis from many perspectives.On the other hand, a Business Intelligence solution establishes a cycle from the following activities:• Observe: what happens?• Understand: Why is it?• Predict: what will happen?• Collaborate: what actions you should take the team?• Decide: which way forward?Why is it so important Business Intelligence?For a business to be successful, it is very important the ability to make accurate and quick business decisions. Traditional information systems tend to be inflexible structures, making it difficult to adapt to the data capture processes of the business, and rapid generation of information for decision-making.To overcome the limitations of these systems, business intelligence relies on a set of tools that facilitate the processes of extraction, purification, analysis and storage of data, with appropriate speed in order to support the decision making process of the business.We cannot say that BI products are better than traditional applications, but they are developed for a different purpose, and therefore are more efficient for the decision-making process.Business Intelligence solutions enable companies to:• Process requirements quickly, intelligently and efficiently.• Respond quickly and efficiently to changing conditions affecting the company.• Establish information as the main asset of the business.• Transform business data in intuitive graphical reports that can be analyzed quickly and easily.Intelligence is the Key to Success. The Business Intelligence systems are now available to everyone. The well-designed BI applications can offer employees the ability to make better business decisions quickly, understand the various “information assets” in their business and how they interact.We conclude that the key to thriving in a competitive marketplace is staying ahead of the competition. Making sound business decisions based on accurate and current information takes more than intuition. A Business Intelligence system thus becomes a determining factor for the success of the business.

5 Empowering Tracks From Female Icons To Make You Feel Inspired

Sometimes we all need a little lift. Whether you’ve had a recent knock to your confidence, have been going through stress in your personal or professional life, or have always struggled with your self-esteem, music is an essential tool for lifting your spirits and making you feel better about yourself.

According to a study by Heriot-Watt University, the type of music you listen to not only influences your mood, but also your personality, with indie and rock/heavy metal fans reporting the lowest levels of self-esteem, while fans of jazz, blues, opera, classical, pop, rap and soul all reported high levels of self-confidence.

So if you’re having a ‘down day’, why not boost your spirits by listening to some powerful, uplifting tracks? Here are five perfect confidence boosters.

Britney Spears – Toxic

Britney’s own struggles with her mental health and conservatorship have made her an inspiration for many people across the world.

This classic song is timelessly sensual, and the heavy beats throughout make it impossible not to dance to. A welcome blast of nostalgia, this tune has filled dance floors across the globe with fans old and new.

The video features Britney as a female spy playing the sexy flight attendant, seducing her passenger before she makes her escape on a motorbike and breaks into a high-security facility guarded by a laser security system.

This track and video is a guaranteed way to feel invincible, and deserves a place on your playlist no matter your mood.

Kelis – Milkshake

A cheesy classic that is guaranteed to make you feel all warm and gooey inside, Kelis pumps up the heat in this 00’s RnB track. Underpinned by intricate drum beats and electric elements, Kelis’ self-confidence is infectious, and it’s hard not to find yourself smiling at the lyrics.

This track is a great way to get into a flirtatious mindset, making it a great choice before going on a date or heading out for the evening.

And if you’re staying in? It’s a great mood lift. But beware! You may find yourself craving a sweet treat.

Eve (ft. Gwen Stefani) – Let Me Blow Your Mind

This RnB classic will capture your attention with its assertive rhythm and powerful vocals from 00’s icons Eve and Gwen Stefani. Featuring a laid-back – yet self-assured – beat, and catchy guitar riff, this is a great track for driving, and its empowering feel is sure to help you feel motivated.

Got a job interview lined up, or thinking of asking for a raise? This anthemic number is a quick way to feel positive and more assertive.

The video features Eve and Gwen Stefani crashing an exclusive event on quad bikes, causing a stir among the privileged attendants, and shoving the performer off stage to perform their own music, before finally being arrested and taken to the station in a police van.

This ‘baddie’ track helps you to tap into the hidden ‘bold’ side of your personality, and lifts your mood while keeping you feeling calm and cool.

Fergie – MILF$

If you have kids, it can be difficult to feel sexy. When you’re running around cleaning the house, changing nappies, or up to your elbows in dishwater, you can easily forget your sensual side – leaving you feeling frumpy and lacking in confidence and motivation.

Thankfully, Fergie’s comeback track is a quick remedy to your low mood and lethargy.

Featuring attractive mothers dressed in curve-hugging latex and silky lingerie going about their daily life in a dreamy, colourful suburbia, this track is a quick way to transform your self-esteem and transport you to a world where you are not just a mother, but a goddess too.

Why not shake off the day and tap into your feminine energy with Fergie, your sexiest PJs, and a bottle of your favourite wine?

Marina And The Diamonds – How To Be A Heartbreaker

Low confidence after a breakup? You’re not alone. Having your heart broken can leave you feeling depressed, undesirable, and unmotivated. So flip the tables on your ex and become a heartbreaker with Marina’s catchy club classic.

This empowering dance track will make you want to move your body and get in touch with your bad girl side, with its heavy beat and pounding rhythms.

Plus, if your libido has suffered as a result of your low mood, take a sneaky peek at the video – it will get your blood pumping with its steamy shower shots and smoking hot male models.